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Terms & Conditions

Mortgage Calculator
  • Lending criteria, terms and conditions apply
  • Applies to First Time Buyers only
  • Rate of 2.9% based on KBC’s New Business 1 year fixed rate, LTV <90%, rate only applies if you open a KBC current account to which your salary is mandated and your monthly mortgage repayment direct debit is paid from
  • Rate will revert to the standard variable rate after the 1 year fixed rate period is up
  • Rates correct as at 01.12.2016
  • May require a Central Bank exception (subject to availability)
  • Central Bank deposit rules require a 10% deposit for first time buyers
  • With the Help to Buy Scheme for first time buyers of new houses, a tax rebate of 5% (subject to an upper limit of €20,000) of the purchase price is potentially available on properties costing €500,000 or less, Revenue terms and conditions apply
  • First time buyers of second hand houses will need to fund the 10% deposit themselves

Warning: If you do not keep up your repayments you may lose your home

Warning: You may have to pay charges if you pay off a fixed-rate loan early

Warning: The cost of your monthly repayments may increase

Mortgage Insight DAC t/a Sherry FitzGerald Financial Services is regulated by the Central Bank of Ireland