HOW MUCH YOU COULD SAVE
Switcher Calculator
Find out how much you could save with our switching calculator.
Irish homeowners regularly switch lenders to secure better rates. It could help you save too.
Important information
This calculator provides an indicative estimate of potential monthly savings from switching your mortgage, based on the information you enter. This calculator is for illustrative purposes only. Actual rates, terms and offers will depend on your personal circumstances and lender assessment.
Switching may involve break fees, legal fees, valuation charges, or other costs.
This tool provides indicative results only and does not constitute financial advice and is not a mortgage offer.
Incentives can reduce upfront costs but may increase the total cost of credit.
For more information on switching click here.
Competition and Consumer Protection Mortgage Calculator.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
WARNING: If you do not keep up your repayments you may lose your home.
WARNING: You may have to pay charges if you pay off a fixed-rate loan early.
WARNING: The cost of your monthly repayments may increase.
WARNING: Switching lender may increase the total cost of your mortgage if you extend the term or move to a higher rate in the future.
We’ve used the details you entered—your property value, outstanding mortgage balance, current monthly repayment, and remaining loan term—to estimate how much you could save by switching. The calculator applies the lowest available mortgage rate for your loan-to-value (LTV) ratio, then compares the new repayment against what you’re currently paying. The difference gives you an indicative monthly saving.
It’s designed to give you a quick, helpful snapshot of potential savings. The results are based on the information you’ve provided and the best rate available at the time. In practice, lenders will also consider factors such as your income, credit history, and any early repayment charges on your existing mortgage. Rates can change, too, so while the calculator is a strong guide, it’s not a guarantee.
If the savings look appealing, the next step is to explore switching in more detail. Our mortgage brokers can review your circumstances, confirm eligibility, and guide you through the process of moving to a new lender.
If you’re currently on a fixed rate and not yet due to roll off, it’s still worth getting in touch. Your roll-off rate could be higher than you expect, and reviewing your options early can help you plan ahead and avoid unnecessary costs.
24/7 Begin your application now, complete it in your own time, we save your application progress.
You can choose to meet either virtually or in person, at a time that is most convenient for you.
Send us a message or call us now on 01 6431402, Mon - Fri 9am - 5pm
