Mortgages / Learn / Buying to Let in Ireland: What You Need to Know

Buying to Let in Ireland: What You Need to Know

Last updated on Dec 10, 2025 15:57

Buying to Let in Ireland: What You Need to Know

Whether you're a first-time landlord or a seasoned investor, finding the right buy-to-let property in today’s ever-changing market can significantly impact the performance of your asset. With a range of options available, making an informed choice is more important than ever. 

Rental rates in Ireland vary greatly depending on location. In a prime location and with deposit rates remaining low, letting out your property can offer a strong return on investment. 

We understand how vital these assets are to your financial future. That’s why we work closely with you to search the market and identify the best buy-to-let opportunities available. Investing in property can be a smart way to build long-term wealth, but it also comes with responsibilities and risks. 

Whether you're just starting out or expanding your portfolio, here’s what you need to know before buying to let in Ireland: 

Location Matters 

Choose areas with strong rental demand, good transport links, and access to amenities. Our nationwide network and property listings make it easy to compare locations and find high-potential investment opportunities.

Understand Your Finances

Before you buy, calculate your budget and potential rental income. Our Mortgage brokers can offer tailored advice to help you secure the right loan and understand your affordability, including guidance on buy-to-let mortgage criteria.

Know Your Legal Obligations

Landlords in Ireland must register with the Residential Tenancies Board (RTB), maintain the property to legal standards, and comply with tenancy laws. Our Lettings team can help you navigate these requirements and stay compliant.

Factor in Maintenance and Management

Letting a property involves ongoing costs such as repairs, insurance, and possibly property management fees. We offer a letting service that can handle tenant sourcing, rent collection, and maintenance coordination, saving you time and stress.

Think Long-Term

Property investment is a marathon, not a sprint. Consider future resale value, market trends, and your long-term financial goals. Our Research division regularly publishes market insights to help you make informed decisions.

Final Thought

Buying to let can be a rewarding venture with the proper preparation and support. From mortgage advice to property management, we can provide end-to-end services to help you invest with confidence. 

Explore current listings and get expert guidance at sherryfitz.ie. Your next investment could be just a click away.

Callout Icon

Take the first step toward the right mortgage with Sherry FitzGerald

Apply online for expert recommendations with real interest rates and payments

YOUR MORTGAGE EXPERTS, ALWAYS AVAILABLE

How can we help you get started?

Start Application

Start application online now

24/7 Begin your application now, complete it in your own time, we save your application progress.

Start application now Arrow
Book Appointment

Book an appointment

You can choose to meet either virtually or in person, at a time that is most convenient for you.

Book an appointment Arrow
Get in Touch

Get in touch

Send us a message or call us now on 01 6431402, Mon - Fri 9am - 5pm

Send us a message Arrow