How to get a mortgage in Ireland

As part of our series of guides on Financial Services topics, here you’ll find our guide on how to get a mortgage, offering buyers insight and advice.  Preparation is vital and we’ll talk you through the key issues step by step.

 Our guide will help you to:

  • Understand all you need to know about deposits and borrowing capacity in an ever changing mortgage environment
  • See why living, lifestyle and ability-to-repay are major considerations for lenders
  • Gain a complete insight in to what lenders look for and how they assess suitability

We’ll also outline specific aspects of the mortgage preparation process from credit history to employment status, the extra costs to consider when buying a home, and much more.

At Sherry FitzGerald Mortgages, we’re with you every step of the way. Review our guide and if you have any queries, please do not hesitate to get in touch.

Mortgage Calculator.

Please be advised that the calculator is for indicative purposes only
Minimum Cash Deposit Required ? 0
Max First Home Scheme Available 0
Loan Amount 0
Calculate

Your Mortgage Results

Cash deposit
Help To Buy Scheme
?
Total deposit ?
Monthly Repayments
in the 1st Year ?
With the 5-year fixed rate default rate, Year 1-5 payments will remain the same. If an alternative rate is selected, repayments will vary. No First Home Scheme Service Charge is applicable in Year 1-5. From Year 6 onwards a First Home Schedme Service Charge will apply.
Monthly Repayments
Household Salary Required

This calculator is for illustrative and guidance purposes only.

The amount you can borrow will depend on your individual circumstances and is subject to lending criteria, terms and conditions.

The limits applied can vary so it is important to contact us to discuss your options.

For full terms, please click here.

Above illustration based on 5 year fixed rate of 2.55% (APRC 3.0%)



Download our guide to getting mortgage ready. See what lenders will expect from you, and find a path to a successful application.

Sherry FitzGerald Mortgages

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Financial expertise from a specialist provider

Our Sherry FitzGerald Mortgages division can give you expert financial advice at every stage of your property process. From mortgages and life insurance to investments and pensions, and more, we’re with you every step of the way.

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Our team works hard on your behalf, providing a high quality, flexible service to get you the best mortgage deal possible.

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Financial Advice

Take a moment to review our selection of guides and advice below on all aspects of Mortgages and property in Ireland today.

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Mortgage Protection

Our focus is on finding you the best policy at the best price to suit your needs.

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