How to get a mortgage in Ireland

As part of our series of guides on Financial Services topics, here you’ll find our guide on how to get a mortgage, offering buyers insight and advice.  Preparation is vital and we’ll talk you through the key issues step by step.

 Our guide will help you to 

  • Understand all you need to know about deposits and borrowing capacity in an ever changing mortgage environment
  • See why living, lifestyle and ability-to-repay are major considerations for lenders
  • Gain a complete insight in to what lenders look for and how they assess suitability

We’ll also outline specific aspects of the mortgage preparation process from credit history to employment status, the extra costs to consider when buying a home, and much more.

At Sherry FitzGerald Mortgages, we’re with you every step of the way. Review our guide and if you have any queries, please do not hesitate to get in touch.

Download our guide to getting mortgage ready. See what lenders will expect from you, and find a path to a successful application.

Calculate your mortgage

Calculate your mortgage

Financial expertise from a specialist provider

Our Sherry FitzGerald Mortgages division can give you expert, independent financial advice at every stage of your property process. From mortgages and life insurance to investments and pensions, and more, we’re with you every step of the way.

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Sherry FitzGerald Mortgages

Find the right mortgage

Whether you are trading up or downsizing, you’ll know that the mortgage market has changed and developed in recent years.

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Mortgage Calculator

Our Sherry FitzGerald Mortgages division can give you expert, independent financial advice at every stage of your property process.

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Advice for Buyers

Buying property is a complicated process. With over 40 years’ experience working with buyers all over Ireland, we’ve researched and developed a selection of useful guides and resources to provide you with the insight you need.