How to get a mortgage in Ireland

As part of our series of guides on Financial Services topics, here you’ll find our guide on how to get a mortgage, offering buyers insight and advice.  Preparation is vital and we’ll talk you through the key issues step by step.

 Our guide will help you to:

  • Understand all you need to know about deposits and borrowing capacity in an ever changing mortgage environment
  • See why living, lifestyle and ability-to-repay are major considerations for lenders
  • Gain a complete insight in to what lenders look for and how they assess suitability

We’ll also outline specific aspects of the mortgage preparation process from credit history to employment status, the extra costs to consider when buying a home, and much more.

At Sherry FitzGerald Mortgages, we’re with you every step of the way. Review our guide and if you have any queries, please do not hesitate to get in touch.

Mortgage Calculator

Help to buy scheme rebate ? 0.00
Calculate
HTBS
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Cash deposit
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Total deposit ?
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Monthly Repayments
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*Household Salary Required
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This calculator is for illustrative and guidance purposes only.

The amount you can borrow will depend on your individual circumstances and is subject to lending criteria, terms and conditions.

The limits applied can vary so it is important to contact us to discuss your options.

*Exceptions above 3.5 times income are potentially an option subject to availability and lending criteria.

For full terms, please click here.

Above illustration based on 3 year fixed rate of 2.35% (APRC 3%)



Download our guide to getting mortgage ready. See what lenders will expect from you, and find a path to a successful application.

Sherry FitzGerald Mortgages

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Our Sherry FitzGerald Mortgages division can give you expert financial advice at every stage of your property process. From mortgages and life insurance to investments and pensions, and more, we’re with you every step of the way.

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Financial Advice

Take a moment to review our selection of guides and advice below on all aspects of Mortgages and property in Ireland today.

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