Switch your mortgage and save thousands

Sherry FitzGerald Mortgages

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Switch and Save

Did you know you may be paying too much on your mortgage? With the right advice and guidance from our team of qualified financial advisors, we could save you thousands over the term of your mortgage.

Many householders all over Ireland have been with their lender for a long time and may be unaware of the large savings to be made. With that in mind, you need an advisor in your corner to help you find the best switching deal. 

As one of Ireland’s longest established brokers, we understand the market and have been helping people all over Ireland switch their mortgages, and in the process save them money.

To find out more call please call +353 1 643 1402 or email switcher@sherryfitz.ie.

Mortgage Calculator

Help to buy scheme rebate ? €0.00
Calculate
HTBS
€.00
Cash deposit
€.00
Total deposit ?
€.00
Monthly Repayments
€.00
*Household Salary Required
€.00

This calculator is for illustrative and guidance purposes only.

The amount you can borrow will depend on your individual circumstances and is subject to lending criteria, terms and conditions.

The limits applied can vary so it is important to contact us to discuss your options.

*Exceptions above 3.5 times income are potentially an option subject to availability and lending criteria.

For full terms, please click here.

Above illustration based on 3 year fixed rate of 2.35% (APRC 3%)

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Terms and Conditions

  • Illustrations are based on a 3 Year Fixed rate of 2.35% (APRC 3%) This rate will revert to the standard variable rate which is currently 3.15% (APRC 3.2%) after 3 years.
  • Maximum Loan to Value (LTV) 90%
  • Central Bank deposit rules require a minimum deposit of 10% for First Time Buyers & a minimum deposit of 20% for second and subsequent buyers (not applicable for Switcher mortgages)
  • New customer business only
  • With the Help to Buy Scheme for First Time Buyers of new houses, a tax rebate of up to 10% (subject to an upper limit of €30,000) of the purchase price is potentially available on properties costing €500,000 or less. (Revenue Terms & Conditions apply)
  • First Time Buyers of second-hand houses will need to fund the 10% deposit themselves
  • Rates correct as at 31.05.2022

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY.

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

Mortgage Insight DAC t/a Sherry Fitzgerald Financial Services, Sherry FitzGerald Mortgages is regulated by the Central Bank of Ireland.

Help to buy scheme rebate

If you are a first time buyer who has paid income tax or Dirt Tax in Ireland in the past 4 years you can apply to claim back up to 5% of the purchase price of this new home with the Help to Buy Scheme How to apply and details of revenue eligibility requirements.

Total deposit

10% of the purchase price that must be paid on signing of contracts (less any booking deposit already paid).

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Financial expertise from a specialist provider

Our Sherry FitzGerald Mortgages division can give you expert financial advice at every stage of your property process. From mortgages and life insurance to investments and pensions, and more, we’re with you every step of the way.

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Financial Advice

Take a moment to review our selection of guides and advice below on all aspects of Mortgages and property in Ireland today.

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Mortgage Protection

Our focus is on finding you the best policy at the best price to suit your needs.

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Sherry FitzGerald Limited PSRA Licence No 002183, Sherry FitzGerald Countrywide Limited PSRA Licence No 001628