Understanding the mortgage process

As part of our series of guides to help you, here you’ll find our guide to understanding the mortgage process, offering buyers invaluable insight and advice. You’ll see what lies ahead, from initial appointment right through to signing contracts and getting the keys to your new home.

 Our guide will help you to 

  • Find out all you need to know about preparing and submitting a mortgage application
  • Understand the ‘approval’ process in full
  • Gain a complete insight in to the regulatory, legal and administrative aspects of applying for, and securing the right  mortgage for you

We’ll also detail specific aspects of the mortgage process from letting you know what to expect at your first appointment to explaining aspects like the ‘sale agreed’ stage, signing contracts, and much more.

At Sherry FitzGerald Mortgages, we’re with you every step of the way. Review our guide and if you have any queries, to get in touch today.

Mortgage Calculator

Please be advised that the calculator is for indicative purposes only
Minimum Cash Deposit Required ? 0
Max First Home Scheme Available 0
Loan Amount 0

Your Mortgage Results

Cash deposit
Help To Buy Scheme
Total deposit ?
Monthly Repayments
in the 1st Year ?
With the 5-year fixed rate default rate, Year 1-5 payments will remain the same. If an alternative rate is selected, repayments will vary. No First Home Scheme Service Charge is applicable in Year 1-5. From Year 6 onwards a First Home Scheme Service Charge will apply.
Monthly Repayments
Household Salary Required

This calculator is for illustrative and guidance purposes only.

The amount you can borrow will depend on your individual circumstances and is subject to lending criteria, terms and conditions.

The limits applied can vary so it is important to contact us to discuss your options.

For full terms, please click here.

Above illustration based on 5 year fixed rate of 4.0% (APRC 4.1%)

Download our guide to the mortgage process. Understand the application process in detailsee what lies ahead, from initial appointment right through to signing contracts and closing.

Calculate your mortgage

Calculate your mortgage

Financial expertise from a specialist provider

Our Sherry FitzGerald Mortgages division can give you expert financial advice at every stage of your property process. From mortgages and life insurance to investments and pensions, and more, we’re with you every step of the way.

Learn More about our Services
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No matter what your query, our team are ready and waiting to hear from you.

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From getting mortgage-ready to preparing and submitting your full application, our Mortgages division have the insight and expertise you need to help secure you the best possible outcome.

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Now you have one digital resource to manage the property-buying process anytime and from anywhere

For information on our remuneration please click here