Thinking of buying a home? One of the first steps is to work out how much you could raise as a mortgage loan. We have created a simple mortgage calculator to indicate what a monthly mortgage repayment may be and estimate the household salary requirements could be for the purchase.
Sherry FitzGerald Mortgages
We know that applying for a mortgage can feel complex even if it’s not your first time to do so. There’s a lot of paperwork to prepare and detailed information to compile and that’s why we’re here to help lighten the load and make the process run that little bit more smoothly. From mortgage top-ups for home improvements to re-financing for trading up, there will be a product to suit your needs and it’s our job to find the one that most suits you – it’s what we do best.
If you are a first-time buyer interested in purchasing a new build property, you may qualify for the help-to-buy scheme. Our complete guide to the Help-to-Buy incentive, a tax refund worth up to €30,000 to home buyers in Ireland will help you:
- Confirm you qualify
- Assess whether your possible new home fits the criteria
We’ll also detail the application process and provide you with simple step-by-step instructions. This will help you register for, and secure your tax refund, helping you raise that all-important deposit for your new home. And if you are buying your first home in a new development, you should also read our informative First-Time Buyers – New Homes guide, for plenty of helpful tips and advice.
First Home Scheme
The First Home Scheme is a government affordable housing scheme based on an equity share model. The First Home Scheme will finance up to 30% of your new property. This will reduce to 20% for those who are also participating in the Help to Buy (HTB) scheme.
The First Home Scheme is open to first time buyers for newly built developments.
Under this new First Home Scheme, the purchase of a newly-built home is to be jointly funded by the State and participating mortgage lenders.
For further information on the First Home Scheme and how it could work for you, please visit our information hub.
At Sherry FitzGerald, Mortgages, we’re with you every step of the way, from Getting Mortgage Ready to the Mortgage Process. Review our guide and if you have any queries, please do not hesitate to get in touch.